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Academic standards. Pioneering research. Personalized care. Start your journey at the UCSF Center for Reproductive Health, located in Northern California's San Francisco Bay Area.
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Insurance coverage for fertility care ranges from non-existent to comprehensive, and understanding your options can make a difference when navigating treatment options with your doctor. This FAQ is intended to help you start the process of understanding your fertility benefits.
Answers to some commonly asked questions are below. For additional information, prospective patients can reach out to our Financial Team directly at crhpatientnavigators@ucsf.edu
Type | Cycle | Meds | PGT | Anesthesia | Total |
---|---|---|---|---|---|
IUI (Minimal Stimulation) | $1,900 - $2,500 | $500 | N/A | N/A | $2,400 - $3,000 |
IUI (Controlled Ovarian Stimulation) | $3,800 - $4,500 | $500 - $3,000 | N/A | N/A | $4,300 - $7,500 |
Egg Freeze | $8,000 - $9,000 | $4,000 - $6,000 | N/A | $816 | $12,900 - $15,900 |
IVF | $14,000 - $20,000 | $4,000 - $6,000 | $2,000 | $816 | $20,900 - $28,900 |
FET | $4,000 - $6,000 | $1,000 - $1,500 | N/A | N/A | $5,000 - $7,500 |
Donor (cost based on CRH's in-house donor program) | $34,000 - $40,000 | $5,000 - $7,500 | $2,000 | $816 | $41,900 - $50,400 |
Gestational Carrier (does not include surrogate agency fees) | $23,000 - $27,000 | $5,000 - $7,500 | $2,000 | $816 | $30,900 - $37,400 |
When billing insurance, your patient responsibility will vary based on the plan benefits (e.g. deductible, coinsurance, etc.).
The rates displayed above are high-level estimates and include a 50% cash-pay discount that has been applied to the total billed charges.
For more information, please schedule a complimentary consultation with one of our financial navigators. https://crh.ucsf.edu/appointments
At UCSF Center for Reproductive Health, we have financial options to support your fertility journey. We partner with Future Family, who is the leading fertility financing provider. Future Family has a personalized patient support model that includes your own Financial Specialist and Nurse Care Navigator. You can also view your predicted offer and payment options.
UCSF is also partnered with ARC Fertility , an organization that provides financing for fertility treatment, as well as cycle packages for patients undergoing both IVF and fertility preservation cycles.
“Common” services that may be considered fertility-related and thus may not be covered:
Questions for your insurance provider:
Questions for your employer:
*The cash-pay discount cannot be applied to any copay, coinsurance or deductible amount designated by your insurance carrier, but only applied to services denied as “non-covered.”
Academic standards. Pioneering research. Personalized care. Start your journey at the UCSF Center for Reproductive Health, located in Northern California's San Francisco Bay Area.
Academic standards. Pioneering research. Personalized care. Start your journey at the UCSF Center for Reproductive Health, located in Northern California's San Francisco Bay Area.