Financial Team

Financial Navigator (FN): Your dedicated point of contact for all matters related to financial aspects of fertility treatment. Your Navigator can assist you in understanding your insurance coverage, estimating any out-of-pocket cost, and providing costs of fees for services. Please direct all financial or insurance-related questions to your Financial Navigator rather than other members of your team.

Biller: Works closely with your Financial Navigator to perform insurance verifications, submit authorization requests, and communicate insurance-related matters directly to your Financial Navigator.

• The answer to this question is not a simple yes or no
• You will need to contact your insurance directly to find out whether your employer has purchased infertility benefits and the extent of the infertility coverage

“Common” services that may be considered fertility-related and thus may not be covered:

• Diagnostic testing
• Saline sonogram
• Surgery
• Artificial Insemination (AI/IUI)
• In Vitro Fertilization (IVF)
• Egg cryopreservation

• UCSF Center for Reproductive Health will extend the cash-pay discount to any service not covered by insurance.*
• Resources for financing fertility treatment can be found through our partner Future Family ( https://www.futurefamily.com/ ). Additional resources can be found through ARC Fertility ( www.arcfertility.com ).

*The cash-pay discount cannot be applied to any copay, coinsurance or deductible amount designated by your insurance carrier, but only applied to services denied as “non-covered.”