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Fertility Fees and Costs

Cash-Pay Cost Overview

IUI (Minimal Stimulation)$1,900 - $2,500$500N/AN/A$2,400 - $3,000
IUI (Controlled Ovarian Stimulation)$3,800 - $4,500$500 - $3,000N/AN/A$4,300 - $7,500
Egg Freeze$8,000 - $9,000$4,000 - $6,000N/A$816$12,900 - $15,900
IVF$14,000 - $20,000$4,000 - $6,000$2,000$816$20,900 - $28,900
FET$4,000 - $6,000$1,000 - $1,500N/AN/A$5,000 - $7,500
(cost based on CRH's in-house donor program)
$34,000 - $40,000$5,000 - $7,500N/A$816$41,900 - $50,400
Gestational Carrier
(does not include surrogate agency fees)
$23,000 - $27,000$5,000 - $7,500$2,000$816$30,900 - $37,400
When billing insurance, your patient responsibility will vary based on the plan benefits (e.g. deductible, coinsurance, etc.).

The rates displayed above are high-level estimates and include a 50% cash-pay discount that has been applied to the total billed charges.

For more information, please schedule a complimentary consultation with one of our financial navigators.

Fertility Cost FAQ

Fertility fees and costs depend on your treatment, the extent of that treatment, and your insurance coverage. Insurance coverage for fertility care ranges from non-existent to comprehensive, and understanding your options can make a significant difference when navigating your treatment options.

At the UCSF Center for Reproductive Health, we strive to make the financial process as stress-free as possible. Answers to some commonly asked questions are below. For additional information, prospective patients can schedule a complimentary consultation with our expert financial navigators.

How much does IVF cost?

In vitro fertilization (IVF) costs can vary depending on how many cycles it takes to get pregnant, as well as insurance coverage. Because this can differ from person to person, we can’t give an exact price. However, our estimated cash-pay cost for IVF is $20,900 - $28,900. This is a high-level estimate, so please speak with one of our financial navigators to get transparent pricing information based on your specific needs.

  • Patient’s name and DOB

Learn about the questions you need to ask your insurance provider and employer here.

Visit us in San Francisco

Academic standards. Pioneering research. Personalized care. Start your journey at the UCSF Center for Reproductive Health, located in Northern California's San Francisco Bay Area.